Which of the following is an example of a type of healthcare insurance plan?

Prepare for the Healthcare Administration Specialist (HAS) Health Services Management Test with flashcards and multiple-choice questions. Each question includes hints and explanations to boost your readiness.

The correct answer is "All of the above" because each of the provided options—Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), and Exclusive Provider Organization (EPO)—represents a distinct type of healthcare insurance plan.

A PPO offers a network of healthcare providers where insured individuals can choose to receive services; they have the flexibility to see providers outside the network at a higher cost. An HMO, on the other hand, requires members to select a primary care physician (PCP) and typically does not cover out-of-network care except in emergencies, emphasizing preventive care and cost containment. An EPO combines features of both PPOs and HMOs by providing a network of providers but requires members to use that network for coverage while not needing a primary care physician referral for specialist services.

These different plans cater to varied healthcare needs, preferences, and financial situations, highlighting the diverse insurance options available in the healthcare market. By recognizing that all the mentioned plans are valid types of health insurance plans, the answer encompasses the entire range of typical managed care options available to consumers.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy